Identity theft shield is a group of services that stem from the need to protect the identity of people from those who wish to gather use them unscrupulously. These services are usually from legal companies that offer them for low monthly rates. Identity Theft Shield is an additional service provided by Pre-Paid Legal that helps protect your identity and restore it in the event that you become a victim or identity theft, often saving you thousands.

However, it is important to note that the PPL Identity Theft Shield is not identity theft insurance. It does not reimburse for losses, and depends on the financial institutions to make those reimbursements. The way the service works is by monitoring your credit. By having somebody constantly watching your credit, they will be able to pick up on suspicious activity the second that it starts.

PPL’s Identity Theft Shield will do all of the legwork to restore their identity and provide legal defense for less then a Starbucks coffee. Though nothing can guarantee that a determined criminal won’t get your identity, but Prepaid Legal Services takes the most proactive, preventive, and effective position to protect its members against it happening to them. When a person stills your identity how do you go about Restoring your good name - It can months and months of hard work.

Though you cannot keep all of your personal information out of the hands of identity thieves, you would be protected.  Restoration services will not be provided for a known stolen identity event that occurred prior to enrollment date. You must be an active member to receive restoration services. Kroll will provide sample letters and forms and be available to you through a toll-free phone number for assistance and advice throughout the process of restoring your identity.

You must be an active member to receive restoration services. Plan benefits do not cover financial losses arising from the identity theft.

Identity Restoration will not apply if the identity-theft is the result of a dishonest, criminal, malicious, or fraudulent act you, your spouse, or child participated in, directed, or had knowledge of. Restoration services will not be provided for a preexisting, known stolen identity event. Speak with someone in the security or fraud department. Follow up in writing, including copies of supporting documents. There service is inexpensive and protects against identity fraud and will also will help to repair your credit if you become a victim.

Plan availability and coverage varies by state or province.  Plan benefits are delivered through a network of independent provider law firms. Members have direct, toll-free access to their provider law firm. Plan benefits are delivered through a network of independent provider law firms. Members have direct, toll-free access to their provider law firm.

This entry was posted on Saturday, September 19th, 2009 at 5:30 pm and is filed under Identity Theft. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.